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Know What You Can Before You Shop |
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A pre-approval allows you to make an offer on a home knowing your financing is approved. We'll give you a commitment in writing that provides you with approval for a monthly maximum mortgage payment. This is subject to an appraisal of the house you choose, the title, and sufficient funds to close. This means you'll have a good idea of how much house you can afford, what size downpayment you'll need, and how much your closing costs will be - even before you start house hunting. Once you make an offer, you have considerably more clout with sellers because they know you've been pre-approved. |
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It's easier than you think |
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You can get pre-approved online now and qualify for free incentives, be sure and check with your mortgage professional. |
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